{"id":28498,"date":"2026-10-23T14:55:13","date_gmt":"2026-10-23T07:55:13","guid":{"rendered":"https:\/\/www.nanovest.io/blog\/?p=28498"},"modified":"2026-10-23T14:55:13","modified_gmt":"2026-10-23T07:55:13","slug":"desil-1-10","status":"publish","type":"post","link":"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/","title":{"rendered":"Apa Itu Desil 1-10? Ini Arti dan Pembagiannya"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Desil 1 sampai 10 adalah pengelompokan keluarga berdasarkan tingkat kesejahteraan sosial dan ekonomi.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sistem ini digunakan pemerintah untuk membantu menentukan sasaran berbagai program, termasuk bantuan sosial (bansos).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dalam Data Tunggal Sosial dan Ekonomi Nasional (DTSEN), desil 1 menunjukkan kelompok dengan tingkat kesejahteraan relatif paling rendah. Sebaliknya, desil 10 merupakan kelompok dengan tingkat kesejahteraan relatif paling tinggi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Simak!<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Daftar Isi <\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Apa_Itu_Desil\" >Apa Itu Desil?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Arti_Desil_1-10\" >Arti Desil 1-10<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Apa_Perbedaan_Desil_1%E2%80%934_Desil_5_dan_Desil_6%E2%80%9310\" >Apa Perbedaan Desil 1\u20134, Desil 5, dan Desil 6\u201310?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#1_Desil_1%E2%80%934\" >1. Desil 1\u20134<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#2_Desil_5\" >2. Desil 5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#3_Desil_6%E2%80%9310\" >3. Desil 6\u201310<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Apakah_Desil_Menentukan_Penerima_Bansos\" >Apakah Desil Menentukan Penerima Bansos?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Cara_Cek_Desil_Bansos\" >Cara Cek Desil Bansos\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Hubungan_Desil_dengan_Pengelolaan_Keuangan\" >Hubungan Desil dengan Pengelolaan Keuangan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Investasi_di_Berbagai_Aset_dalam_Satu_Aplikasi\" >Investasi di Berbagai Aset dalam Satu Aplikasi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#Kesimpulan\" >Kesimpulan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/#FAQ_Seputar_Desil_1_Sampai_10\" >FAQ Seputar Desil 1 Sampai 10<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Desil\"><\/span><b>Apa Itu Desil?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-adalah-27428\/\">Desil adalah<\/a> pembagian kelompok berdasarkan peringkat kesejahteraan sosial dan ekonomi. Dalam DTSEN, keluarga dibagi menjadi 10 kelompok, yang masing-masing mencakup sekitar 10% keluarga berdasarkan peringkat kesejahteraannya.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Menurut Badan Pusat Statistik (BPS), desil menunjukkan posisi relatif suatu keluarga dibandingkan keluarga lain berdasarkan berbagai karakteristik sosial ekonomi. Artinya, desil bukan ukuran pasti pendapatan atau kekayaan keluarga.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sebagai contoh, keluarga yang masuk desil 3 berada dalam kelompok ketiga dari sepuluh kelompok kesejahteraan. Namun, kondisi ekonomi setiap keluarga dalam desil yang sama belum tentu identik.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pemerintah menggunakan DTSEN sebagai salah satu acuan untuk merencanakan program, menentukan sasaran bantuan, dan mengevaluasi kebijakan sosial.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Arti_Desil_1-10\"><\/span><b>Arti Desil 1-10<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Semakin kecil angka desil, semakin rendah posisi kesejahteraan keluarga dalam pemeringkatan. Sebaliknya, semakin besar angka desil, semakin tinggi posisi kesejahteraannya.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Berikut pembagian desil 1 sampai 10 berdasarkan peringkat kesejahteraan dalam DTSEN.<\/span><\/p>\n<div style=\"width: 100%; overflow-x: auto; margin: 24px auto; font-family: Arial,Helvetica,sans-serif;\">\n<table style=\"width: 100%; min-width: 500px; border-collapse: collapse; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; font-size: 15px; line-height: 1.6;\">\n<thead>\n<tr style=\"background: linear-gradient(135deg,#171122,#5B21B6); color: #fff;\">\n<th style=\"padding: 14px 16px; text-align: left; border: 1px solid #E4D9F5;\">Desil<\/th>\n<th style=\"padding: 14px 16px; text-align: left; border: 1px solid #E4D9F5;\">Arti<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background: #F6F2FF;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 1<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok 10% keluarga dengan tingkat kesejahteraan relatif terendah<\/td>\n<\/tr>\n<tr style=\"background: #fff;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 2<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok 10% berikutnya, sekitar peringkat 11\u201320% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #F6F2FF;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 3<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 21\u201330% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #fff;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 4<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 31\u201340% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #F6F2FF;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 5<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 41\u201350% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #fff;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 6<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 51\u201360% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #F6F2FF;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 7<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 61\u201370% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #fff;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 8<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 71\u201380% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #F6F2FF;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 9<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok sekitar peringkat 81\u201390% terbawah<\/td>\n<\/tr>\n<tr style=\"background: #fff;\">\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5; font-weight: bold; color: #3d267d;\">Desil 10<\/td>\n<td style=\"padding: 12px 16px; border: 1px solid #E4D9F5;\">Kelompok 10% keluarga dengan tingkat kesejahteraan relatif tertinggi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><b><i><\/i><\/b><b><i>Catatan penting:<\/i><\/b><i><span style=\"font-weight: 400;\"> Menurut Badan Pusat Statistik (BPS), desil merupakan pemeringkatan relatif kesejahteraan keluarga, bukan ukuran mutlak kemiskinan atau nominal pendapatan.<\/span><\/i><i> <\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">Penentuannya mempertimbangkan berbagai karakteristik sosial ekonomi secara bersamaan, sehingga penghasilan atau kepemilikan satu jenis aset saja tidak otomatis menentukan desil keluarga.<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">Selain itu, posisi desil dapat berubah seiring pemutakhiran Data Tunggal Sosial dan Ekonomi Nasional (DTSEN). Desil juga bukan penentu tunggal penerima bantuan sosial (bansos), karena kelayakan penerima tetap mengikuti kriteria setiap program.<\/span><\/i><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apa_Perbedaan_Desil_1%E2%80%934_Desil_5_dan_Desil_6%E2%80%9310\"><\/span><b>Apa Perbedaan Desil 1\u20134, Desil 5, dan Desil 6\u201310?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-28501 aligncenter\" src=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10.webp\" alt=\"Apa Perbedaan Desil 1\u20134, Desil 5, dan Desil 6\u201310?\" width=\"1200\" height=\"670\" srcset=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10.webp 1200w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10-300x168.webp 300w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10-1024x572.webp 1024w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10-768x429.webp 768w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10-150x84.webp 150w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/arti-desil-1-10-450x251.webp 450w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Perbedaan utamanya terletak pada posisi keluarga dalam pemeringkatan kesejahteraan. Pembagian ini juga dapat membantu pemerintah menentukan prioritas program sosial.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Desil_1%E2%80%934\"><\/span><b>1. Desil 1\u20134<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Desil 1\u20134 mencakup sekitar 40% keluarga dengan posisi kesejahteraan relatif paling rendah. Kelompok ini menjadi sasaran prioritas untuk sejumlah program bantuan sosial, sesuai kriteria dan ketentuan masing-masing program.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Desil_5\"><\/span><b>2. Desil 5<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Desil 5 berada di kelompok tengah dalam pemeringkatan kesejahteraan. Keluarga dalam kelompok ini masih dapat memenuhi kriteria program tertentu, tetapi kelayakannya bergantung pada ketentuan bantuan yang berlaku.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Desil_6%E2%80%9310\"><\/span><b>3. Desil 6\u201310<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-6-10-artinya-27561\/\">Desil 6\u201310<\/a> mencakup sekitar 50% keluarga dengan posisi kesejahteraan relatif lebih tinggi. Kelompok ini umumnya bukan prioritas utama bantuan sosial yang menyasar keluarga dengan tingkat kesejahteraan terendah.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meski demikian, desil tidak otomatis menentukan seseorang berhak atau tidak berhak menerima semua jenis bantuan. Setiap program dapat memiliki persyaratan tambahan.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_Desil_Menentukan_Penerima_Bansos\"><\/span><b>Apakah Desil Menentukan Penerima Bansos?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-28502 aligncenter\" src=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil.webp\" alt=\"Apakah Desil Menentukan Penerima Bansos?\" width=\"1200\" height=\"670\" srcset=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil.webp 1200w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil-300x168.webp 300w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil-1024x572.webp 1024w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil-768x429.webp 768w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil-150x84.webp 150w, https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/cara-ubah-desil-450x251.webp 450w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Desil menjadi salah satu acuan pemerintah untuk menentukan sasaran bantuan sosial. Namun, <\/span><b>masuk desil 1\u20134 tidak otomatis menjamin seseorang menerima bansos<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Penerimaan bantuan tetap bergantung pada persyaratan program, hasil pemutakhiran data, penetapan penerima, serta ketentuan yang berlaku.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sebagai contoh, data Cek Bansos Kementerian Sosial menyebutkan bahwa keluarga dalam desil 1\u20134 dapat diusulkan sebagai penerima Program Keluarga Harapan (PKH) dan bantuan sembako. Sementara itu, desil 5 dapat diusulkan sebagai peserta Penerima Bantuan Iuran Jaminan Kesehatan (PBI-JK), sesuai ketentuan program.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Karena itu, desil perlu dipahami sebagai informasi mengenai posisi kesejahteraan keluarga, bukan sebagai bukti pasti bahwa seseorang akan menerima bantuan tertentu.<\/span><\/p>\n<p><strong>Baca juga:\u00a0<\/strong><a href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/cara-cek-desil-27346\/\">Cara Cek Desil Bansos Online dengan NIK KTP, Bisa Lewat HP<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cara_Cek_Desil_Bansos\"><\/span><b>Cara Cek Desil Bansos\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Masyarakat dapat mengecek informasi penerima bantuan sosial melalui situs resmi Cek Bansos Kementerian Sosial.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Berikut langkah-langkahnya:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buka situs<\/span><a href=\"https:\/\/cekbansos.kemensos.go.id\/\" target=\"_blank\" rel=\"nofollow noopener\"> <span style=\"font-weight: 400;\">Cek Bansos Kemensos<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Masukkan 16 digit Nomor Induk Kependudukan (NIK) sesuai KTP.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Masukkan kode verifikasi yang muncul di halaman.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Klik tombol <\/span><b>Cari Data<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Periksa hasil pencarian yang ditampilkan.<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Hubungan_Desil_dengan_Pengelolaan_Keuangan\"><\/span><b>Hubungan Desil dengan Pengelolaan Keuangan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Desil menggambarkan tingkat kesejahteraan sosial ekonomi keluarga, yang bisa menjadi pengingat pentingnya mengelola keuangan sesuai kemampuan. Jika kebutuhan pokok dan dana darurat sudah terpenuhi, kamu bisa mulai mempertimbangkan investasi di <a href=\"https:\/\/www.nanovest.io\/\"><strong>aplikasi investasi Nanovest.<\/strong><\/a><\/span><\/p>\n<div style=\"max-width: 700px; margin: 28px auto; padding: 22px 24px; border-radius: 16px; background: linear-gradient(135deg,#171122,#5B21B6); font-family: Arial,Helvetica,sans-serif; color: #fff; display: flex; align-items: center; justify-content: space-between; gap: 20px; box-shadow: 0 8px 24px rgba(91,33,182,.2);\">\n<div style=\"flex: 1;\">\n<div style=\"font-size: 11px; font-weight: bold; letter-spacing: 1px; color: #d8c7ff; margin-bottom: 6px;\">INVESTASI MULTI ASET<\/div>\n<h2 style=\"margin: 0 0 5px!important; padding: 0!important; font-size: 21px!important; line-height: 1.3!important; font-weight: 700!important; color: #ffffff!important;\"><span class=\"ez-toc-section\" id=\"Investasi_di_Berbagai_Aset_dalam_Satu_Aplikasi\"><\/span>Investasi di Berbagai Aset dalam Satu Aplikasi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin: 0!important; padding: 0!important; font-size: 13px!important; line-height: 1.5!important; color: #e9e2ff!important;\">Akses saham Amerika, emas, dan kripto terdaftar dan diawasi OJK melalui Nanovest.<\/p>\n<\/div>\n<p><a style=\"display: inline-block; flex-shrink: 0; background: #FFFFFF!important; color: #5b21b6!important; text-decoration: none!important; padding: 11px 19px; border-radius: 999px; font-size: 13px!important; font-weight: 700!important; white-space: nowrap;\" href=\"https:\/\/nanovest.go.link\/?adj_t=1gw8usmw\" target=\"_blank\" rel=\"noopener noreferrer\">Mulai Investasi<\/a><\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><b>Kesimpulan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Desil 1 sampai 10 merupakan pengelompokan keluarga berdasarkan posisi kesejahteraan sosial dan ekonomi dalam DTSEN. Desil 1 berada pada kelompok kesejahteraan relatif terendah, sedangkan desil 10 berada pada kelompok tertinggi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Desil digunakan sebagai salah satu acuan dalam penentuan sasaran program pemerintah, termasuk bansos. Namun, desil bukan ukuran pasti pendapatan atau kekayaan dan tidak otomatis menentukan penerimaan bantuan.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQ_Seputar_Desil_1_Sampai_10\"><\/span><b>FAQ Seputar Desil 1 Sampai 10<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"width: 100%; max-width: 900px; margin: 24px auto; font-family: Arial,Helvetica,sans-serif;\">\n<details style=\"margin-bottom: 12px; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; background: #fff; box-shadow: 0 4px 12px rgba(91,33,182,.08);\">\n<summary style=\"cursor: pointer; padding: 16px 18px; background: linear-gradient(135deg,#171122,#5B21B6); color: #fff; font-size: 18px; font-weight: bold; line-height: 1.5; list-style: none;\">Apa arti desil 1 sampai 10?<\/summary>\n<div style=\"padding: 16px 18px; color: #444; font-size: 15px; line-height: 1.7; border-top: 1px solid #E4D9F5;\">Desil 1 sampai 10 adalah pembagian keluarga menjadi sepuluh kelompok berdasarkan peringkat kesejahteraan sosial dan ekonomi. Desil 1 merupakan kelompok dengan kesejahteraan relatif terendah, sedangkan desil 10 merupakan kelompok tertinggi.<\/div>\n<\/details>\n<details style=\"margin-bottom: 12px; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; background: #fff; box-shadow: 0 4px 12px rgba(91,33,182,.08);\">\n<summary style=\"cursor: pointer; padding: 16px 18px; background: linear-gradient(135deg,#171122,#5B21B6); color: #fff; font-size: 18px; font-weight: bold; line-height: 1.5; list-style: none;\">Desil berapa yang bisa menerima bansos?<\/summary>\n<div style=\"padding: 16px 18px; color: #444; font-size: 15px; line-height: 1.7; border-top: 1px solid #E4D9F5;\">Desil 1\u20134 menjadi sasaran prioritas sejumlah program bansos. Namun, penerimaan bantuan tetap mengikuti persyaratan dan ketentuan masing-masing program.<\/div>\n<\/details>\n<details style=\"margin-bottom: 12px; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; background: #fff; box-shadow: 0 4px 12px rgba(91,33,182,.08);\">\n<summary style=\"cursor: pointer; padding: 16px 18px; background: linear-gradient(135deg,#171122,#5B21B6); color: #fff; font-size: 18px; font-weight: bold; line-height: 1.5; list-style: none;\">Apakah desil ditentukan berdasarkan gaji?<\/summary>\n<div style=\"padding: 16px 18px; color: #444; font-size: 15px; line-height: 1.7; border-top: 1px solid #E4D9F5;\">Tidak. Penentuan desil mempertimbangkan berbagai karakteristik sosial ekonomi, seperti pekerjaan, pendidikan, kondisi rumah, kepemilikan aset, dan karakteristik keluarga.<\/div>\n<\/details>\n<details style=\"margin-bottom: 12px; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; background: #fff; box-shadow: 0 4px 12px rgba(91,33,182,.08);\">\n<summary style=\"cursor: pointer; padding: 16px 18px; background: linear-gradient(135deg,#171122,#5B21B6); color: #fff; font-size: 18px; font-weight: bold; line-height: 1.5; list-style: none;\">Apakah desil bisa berubah?<\/summary>\n<div style=\"padding: 16px 18px; color: #444; font-size: 15px; line-height: 1.7; border-top: 1px solid #E4D9F5;\">Ya. Desil dapat berubah mengikuti pemutakhiran data dan perubahan kondisi sosial ekonomi serta posisi relatif keluarga dalam pemeringkatan.<\/div>\n<\/details>\n<details style=\"margin-bottom: 12px; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; background: #fff; box-shadow: 0 4px 12px rgba(91,33,182,.08);\">\n<summary style=\"cursor: pointer; padding: 16px 18px; background: linear-gradient(135deg,#171122,#5B21B6); color: #fff; font-size: 18px; font-weight: bold; line-height: 1.5; list-style: none;\">Bagaimana cara mengetahui desil keluarga?<\/summary>\n<div style=\"padding: 16px 18px; color: #444; font-size: 15px; line-height: 1.7; border-top: 1px solid #E4D9F5;\">Kamu dapat membuka situs <a style=\"color: #5b21b6; font-weight: bold; text-decoration: underline;\" href=\"https:\/\/cekbansos.kemensos.go.id\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cek Bansos Kemensos<\/a>, memasukkan NIK sesuai petunjuk, lalu memeriksa informasi yang ditampilkan.<\/div>\n<\/details>\n<details style=\"margin-bottom: 0; border: 1px solid #E4D9F5; border-radius: 12px; overflow: hidden; background: #fff; box-shadow: 0 4px 12px rgba(91,33,182,.08);\">\n<summary style=\"cursor: pointer; padding: 16px 18px; background: linear-gradient(135deg,#171122,#5B21B6); color: #fff; font-size: 18px; font-weight: bold; line-height: 1.5; list-style: none;\">Apakah desil 5 masih bisa menerima bantuan pemerintah?<\/summary>\n<div style=\"padding: 16px 18px; color: #444; font-size: 15px; line-height: 1.7; border-top: 1px solid #E4D9F5;\">Bisa untuk program tertentu jika memenuhi persyaratan yang berlaku. Kelayakan penerima ditentukan berdasarkan ketentuan program, bukan hanya angka desil.<\/div>\n<\/details>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Desil 1 sampai 10 adalah pengelompokan keluarga berdasarkan tingkat kesejahteraan sosial dan ekonomi.\u00a0 Sistem ini digunakan pemerintah untuk membantu menentukan sasaran berbagai program, termasuk bantuan sosial (bansos). Dalam Data Tunggal Sosial dan Ekonomi Nasional (DTSEN), desil 1 menunjukkan kelompok dengan tingkat kesejahteraan relatif paling rendah. Sebaliknya, desil 10 merupakan kelompok dengan tingkat kesejahteraan relatif paling<\/p>\n","protected":false},"author":36,"featured_media":28500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-28498","post","type-post","status-publish","format-standard","has-post-thumbnail","category-tips-dan-tutorial"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Kenali arti desil 1-10, perbedaannya, faktor penentu kesejahteraan, kaitannya dengan bansos, serta cara cek dan memperbarui data desil.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Aldean Rafli\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"id_ID\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog Nanovest - Artikel dan Berita Kripto, Saham AS, dan Emas\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Desil 1-10: Arti, Pembagian, dan Cara Cek Bansos (Lengkap)\" \/>\n\t\t<meta property=\"og:description\" content=\"Kenali arti desil 1-10, perbedaannya, faktor penentu kesejahteraan, kaitannya dengan bansos, serta cara cek dan memperbarui data desil.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.nanovest.io/blog\/tips-dan-tutorial\/desil-1-10-28498\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/desil-1-10.webp\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/desil-1-10.webp\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t\t<meta property=\"og:image:height\" content=\"847\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-10-23T07:55:13+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-10-23T07:55:13+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/nanovest\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@nanovest_io\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Desil 1-10: Arti, Pembagian, dan Cara Cek Bansos (Lengkap)\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Kenali arti desil 1-10, perbedaannya, faktor penentu kesejahteraan, kaitannya dengan bansos, serta cara cek dan memperbarui data desil.\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@nanovest_io\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/www.nanovest.io/blog\/wp-content\/uploads\/2026\/10\/desil-1-10.webp\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.nanovest.io/blog\\\/tips-dan-tutorial\\\/desil-1-10-28498\\\/#newsarticle\",\"name\":\"Desil 1-10: Arti, Pembagian, dan Cara Cek Bansos (Lengkap)\",\"headline\":\"Apa Itu Desil 1-10? 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