{"id":11941,"date":"2025-06-24T16:23:21","date_gmt":"2025-06-24T09:23:21","guid":{"rendered":"https:\/\/www.nanovest.io/blog\/?p=11941"},"modified":"2025-06-25T13:08:23","modified_gmt":"2025-06-25T06:08:23","slug":"annualized-total-return","status":"publish","type":"post","link":"https:\/\/www.nanovest.io/blog\/kamus\/annualized-total-return-11941\/","title":{"rendered":"Annualized Total Return"},"content":{"rendered":"<p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Daftar Isi <\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nanovest.io/blog\/kamus\/annualized-total-return-11941\/#Apa_Itu_Annualized_Total_Return\" >Apa Itu _Annualized Total Return_?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nanovest.io/blog\/kamus\/annualized-total-return-11941\/#Formula_dan_Perhitungan_Pengembalian_Tahunan\" >Formula dan Perhitungan Pengembalian Tahunan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nanovest.io/blog\/kamus\/annualized-total-return-11941\/#Perbedaan_Antara_Annualized_Return_dan_Average_Return\" >Perbedaan Antara _Annualized Return_ dan _Average Return_<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nanovest.io/blog\/kamus\/annualized-total-return-11941\/#Laporan_Annualized_Return\" >Laporan _Annualized Return_<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Annualized_Total_Return\"><\/span><strong>Apa Itu<\/strong> _<strong>Annualized Total Return<\/strong>_<strong>?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/p>\n<p>_Annualized Total Return_ atau pengembalian total disetahunkan adalah ukuran kinerja investasi yang dihitung menggunakan rata-rata geometris. Tujuannya untuk memberikan gambaran tentang tingkat pengembalian rata-rata yang diperoleh investasi setiap tahunnya selama periode waktu tertentu. Rata-rata geometris digunakan dalam perhitungan ini untuk memperhitungkan efek penggabungan hasil tahunan dari investasi.<\/p>\n<p>Meskipun memberikan informasi tentang kinerja investasi secara keseluruhan, pengembalian ini tidak memberikan indikasi kepada investor mengenai tingkat\u00a0<a href=\"https:\/\/news.nanovest.io\/kamus\/volatilitas-4000\">volatilitas<\/a> atau fluktuasi harga yang mungkin terjadi selama periode investasi.<\/p>\n<p>Untuk memahaminya, mari kita ambil contoh dua\u00a0<a href=\"https:\/\/news.nanovest.io\/tips-dan-tutorial\/perbedaan-reksa-dana-dan-saham-panduan-investasi-untuk-pemula-7042\">reksa dana<\/a> dengan kinerja sebagai berikut:<\/p>\n<ul>\n<li>  Reksa Dana A: 3%, 7%, 5%, 12%, dan 1%<\/li>\n<li>  Reksa Dana B: 4%, 6%, 5%, 6%, dan 6,7%<\/li>\n<\/ul>\n<p>Jika dihitung rata-rata aritmetika, kedua reksa dana ini memiliki tingkat pengembalian tahunan yang sama, yaitu 5.5%. Namun, jika kita melihat lebih detail, Reksa Dana A memiliki tingkat pengembalian yang jauh lebih fluktuatif dibandingkan Reksa Dana B.<\/p>\n<p><h2><span class=\"ez-toc-section\" id=\"Formula_dan_Perhitungan_Pengembalian_Tahunan\"><\/span><strong>Formula dan Perhitungan Pengembalian Tahunan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/p>\n<p>Seperti yang telah disebutkan sebelumnya, rumus untuk menghitung tingkat pengembalian yang disetahunkan hanya memerlukan dua variabel:<\/p>\n<p>1.  Pengembalian untuk periode waktu tertentu: Ini adalah total pengembalian investasi selama periode waktu tertentu, dinyatakan dalam persentase atau desimal.<br \/>\n2.  Waktu investasi: Ini adalah periode waktu investasi, dinyatakan dalam tahun.<\/p>\n<p>Berikut adalah rumus untuk menghitung tingkat pengembalian yang disetahunkan:<\/p>\n<p>!<a href=\"https:\/\/storage.googleapis.com\/nanovest-prod-news-public-assets\/Screenshot_2025_03_05_133510_776c0d8fe3\/Screenshot_2025_03_05_133510_776c0d8fe3.png\">Screenshot 2025-03-05 133510.png<\/a><\/p>\n<p>Sebagai contoh, ambil tingkat pengembalian tahunan Reksa Dana A di atas. Seorang Analis mengganti setiap variabel \u201cr\u201d dengan imbal hasil yang sesuai dan \u201cn\u201d dengan jumlah tahun investasi. Dalam hal ini, lima tahun. Hasil tahunan Reksa Dana A dihitung sebagai berikut.<\/p>\n<p>!<a href=\"https:\/\/storage.googleapis.com\/nanovest-prod-news-public-assets\/Screenshot_2025_03_05_133553_e0d436b797\/Screenshot_2025_03_05_133553_e0d436b797.png\">Screenshot 2025-03-05 133553.png<\/a><\/p>\n<p>Seperti yang telah disebutkan sebelumnya, pengembalian total disetahunkan tidak hanya terbatas pada periode tahunan. Investor dapat menghitung angka kinerja yang disetahunkan untuk periode waktu tertentu, bahkan jika itu diukur dalam jumlah hari tertentu. Namun, rumus pengembalian tahunan perlu sedikit disesuaikan untuk mengakomodasi periode waktu yang berbeda.<\/p>\n<p>!<a href=\"https:\/\/storage.googleapis.com\/nanovest-prod-news-public-assets\/Screenshot_2025_03_05_133644_4961180d8a\/Screenshot_2025_03_05_133644_4961180d8a.png\">Screenshot 2025-03-05 133644.png<\/a><\/p>\n<p>Sebagai contoh, asumsikan sebuah reksa dana dipegang oleh\u00a0<a href=\"https:\/\/news.nanovest.io\/tips-dan-tutorial\/inilah-rekomendasi-buku-investasi-saham-yang-wajib-dibaca-investor\">seorang investor<\/a> selama 575 hari dan memperoleh hasil kumulatif sebesar 23.74%. Tingkat pengembalian yang disetahunkan adalah:<\/p>\n<p>!<a href=\"https:\/\/storage.googleapis.com\/nanovest-prod-news-public-assets\/Screenshot_2025_03_05_133737_62ed6d8b32\/Screenshot_2025_03_05_133737_62ed6d8b32.png\">Screenshot 2025-03-05 133737.png<\/a><\/p>\n<p><h2><span class=\"ez-toc-section\" id=\"Perbedaan_Antara_Annualized_Return_dan_Average_Return\"><\/span><strong>Perbedaan Antara<\/strong> _<strong>Annualized Return<\/strong>_ <strong>dan<\/strong> _<strong>Average Return<\/strong>_<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/p>\n<p>Perhitungan rata-rata sederhana hanya dapat digunakan dalam situasi di mana angka-angka tidak bergantung satu sama lain. Pengembalian disetahunkan digunakan karena jumlah investasi yang hilang atau diperoleh pada tahun tertentu bergantung pada jumlah tahun lain yang dipertimbangkan sebagai akibat dari penggabungan.<\/p>\n<p>Contohnya, jika Manajer reksa dana kehilangan separuh dari uang kliennya, dia harus menghasilkan pengembalian 100% untuk mencapai titik impas. Menggunakan hasil tahunan yang lebih akurat juga memberikan gambaran yang lebih jelas, saat membandingkan hasil reksa dana atau saham yang diperdagangkan selama periode waktu yang berbeda.\u00a0<\/p>\n<p><h2><span class=\"ez-toc-section\" id=\"Laporan_Annualized_Return\"><\/span><strong>Laporan<\/strong> _<strong>Annualized Return<\/strong>_<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/p>\n<p>Tidak ada investasi yang dapat &#8220;meningkatkan&#8221; kinerjanya untuk disetahunkan jika tidak memiliki rekam jejak setidaknya 365 hari, menurut Global Investment Performance Standards (GIPS).<\/p>\n<p>Oleh karena itu, jika sebuah reksa dana baru beroperasi selama enam bulan dan menghasilkan 5%, tidak boleh dikatakan bahwa kinerjanya disetahunkan menjadi 10%. Ini karena reksa dana tersebut memprediksi kinerja di masa depan daripada mengungkapkan fakta-fakta masa lalu. Dengan kata lain, menghitung tingkat pengembalian tahunan harus didasarkan pada data sebelumnya.<\/p>\n<p>Untuk memulai perjalanan investasimu, salah satu langkah awal yang harus disiapkan ialah mengoptimalkan pengelolaan keuangan melalui aplikasi investasi terpercaya dengan jaminan yang pasti aman!<\/p>\n<p>Nanovest menjadi\u00a0_platform_ investasi pilihan dengan jaminan keamanan terbaik, dan sudah mendapatkan izin dari BAPPEBTI. Mulai dari Rp5000 saja sudah bisa berinvestasi dengan menyediakan berbagai saham US, aset kripto, dan emas. #AmanSamaNano<\/p>\n<p>Bosan berinvestasi sendirian? Bergabunglah dengan ratusan investor lainnya di Nano Social! Dapatkan dukungan, inspirasi, dan wawasan dari komunitas investor yang solid. Unduh\u00a0\u00a0<a href=\"https:\/\/nanovest.go.link\/?adj_t=1gw8usmw\">aplikasinya<\/a> sekarang dan mulai perjalanan investasi kamu bersama Nanovest!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cari tahu apa itu Annualized Total Return, formula dan cara perhitungannya, perbedaan dengan Average Return, dan laporannya hanya di Kamus Investasi Nanovest.<\/p>\n","protected":false},"author":27,"featured_media":11784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47],"tags":[],"class_list":["post-11941","post","type-post","status-publish","format-standard","has-post-thumbnail","category-kamus"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Cari tahu apa itu Annualized Total Return, formula dan cara perhitungannya, perbedaan dengan Average Return, dan laporannya hanya di Kamus Investasi Nanovest.\" 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